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Monthly Archives: December 2009
Approving a Short Sale Eliminates a Lender’s Catastrophic Risk
IS IT WORTH THE GAMBLE?Lenders should approve short sales rather than run the risk of a huge loss from a foreclosure sale. In a logical world, a lender should approve a short sale and waive the deficiency judgment, if the … Continue reading
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Loan Modifications Will Play a Critical Part in Ending the Las Vegas Real Estate Crises
LOAN MODIFICATIONS HAVE FOUND THEIR PLACE Our prior article here made the case that principal reductions, primarily through short sales, will end the Las Vegas Real Estate crises. Loan modifications, however, will play an integral role throughout 2010 as a … Continue reading
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Principal Reductions Resulting From Short Sales Will End the Las Vegas Real Estate Crises
WHAT A LONG STRANGE YEAR ITS BEENIn the Spring of 2008, Las Vegas homeowners stopped paying their mortgage, and filed predatory lending lawsuits against their lenders alleging mortgage fraud including RESPA and TILA violations. Hundreds of those cases were filed … Continue reading
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HAFA- Home Affordable Foreclosure Alternatives
WILL HAFA BE AS GOOD FOR LAS VEGAS AS HOFFA? The HAFA program is a volunteer program basically although those servicers that have participated in the HAMP program must offer the HAFA program to homeowners under certain circumstances. The servicers … Continue reading
Posted in Off Topic, Uncategorized
Tagged Foreclosures Short Sales Mortgage Litigation
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Bank of America’s New Policy Towards Las Vegas Short Sales or Just a Wish?
BANK OF AMERICA STARTS TO HELP THOSE IN NEEDIn Las Vegas and Reno, residential short sales are finally getting done, at a growing rate. The main issue in dealing with a short sale is getting the deficiency judgment waived. Several … Continue reading
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Strategic Default- Default than Rent
“IT’S JUST A BETTER LIFE. IT REALLY IS.”PALMDALE, Calif. — Schoolteacher Shana Richey misses the playroom she decorated with Glamour Girl decals for her daughters. Fireman Jay Fernandez misses the custom putting green he installed in his backyard. But ever … Continue reading
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Nevada Swears in 75 More Foreclosure Mediators
The Nevada Supreme Court is swearing in 75 more mediators to the Nevada Foreclosure Mediation Program. The new group brings to 170 the number of attorneys, hearing officers and senior judges available to help homeowners and lenders reach middle ground … Continue reading
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Yet, Another MERS Produce the Note Bankruptcy Court Ruling
JUDGE KENT DAWSON ORDERS THEM TO PRODUCE THE NOTE AGAIN An article in the Las Vegas Review Journal reports that Judge Kent Dawson has added another ruling to a long long list of isolated bankruptcy lower court rulings throught the … Continue reading
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Strategic Default- The Fourth Study Confirms Walking Away as Inevitable
YOU GOT TO KNOW WHEN TO HOLD’EM, KNOW WHEN TO FOLD’EM, KNOW WHEN TO WALK AWAY, KNOW WHEN TO RUN.RUMSON, NJ–(Marketwire – December 7, 2009) – Over the past year, four major studies have presented evidence suggesting that the vast … Continue reading
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